The Clay County single-family housing market closed out 2025 showing price stability with signs of a slower, more balanced market compared to prior years. While prices remain relatively steady, several key indicators point to easing demand and longer marketing times.
The median sales price for single-family homes in Clay County in December 2025 was $363,900, representing a 1.1% increase compared to 2024. On a year-to-date basis, prices remained close to last year’s levels, indicating that the market has largely plateaued after the rapid appreciation seen earlier in the decade
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Price per square foot tells a slightly different story. The median price per square foot declined 1.6% year over year, settling at $187, suggesting buyers are becoming more price-sensitive and less willing to push values higher without strong justification
Closed sales totaled 2,880 for the year, a modest 1.2% increase from 2024. Pending sales also rose 2.6%, signaling that buyer activity remains present, though not accelerating at the pace seen during peak market conditions
One of the clearest shifts in the Clay County market is marketing time. Median days on market increased to 46 days, up 15% from the prior year. This trend reflects buyers taking more time to make decisions and sellers needing to price more accurately to attract offers
Homes sold for an average of 97.8% of list price, down slightly from 2024. In addition, the percentage of homes closing over list price declined to 11.6%, a 7.3% drop year over year. These figures suggest that bidding wars are less common and negotiations have returned as a normal part of the transaction process
New listings declined 1.4% to 4,110 for the year. While inventory data is calculated monthly, the overall trend suggests that supply has improved compared to recent years, contributing to longer marketing times and increased buyer leverage
The Home Affordability Index remained flat at 90, indicating that affordability continues to be constrained by a combination of pricing and interest rates, even as the pace of price growth has slowed
As of the end of 2025, Clay County’s housing market appears to be transitioning toward balance. Prices remain relatively stable, but buyers have more time and negotiating power, while sellers must rely on realistic pricing rather than momentum. For homeowners, buyers, and investors alike, understanding current market conditions is essential when making real estate decisions.